Why we exist
Money between people who love each other is where trust is tested most. A loan to a sibling, a down payment for a child, a hand-up for a friend just arriving in the country — these are acts of generosity, and far too often they end in silence at the dinner table, or a relationship that never fully recovers. The money is rarely the real loss. The relationship is. Lend Right exists to protect both: to make the responsible version of lending — a clear, fair, signed agreement both people understand — so simple that there's no reason not to do it.
Who's behind it
"I started Lend Right because I'd lived the problem myself — lending to people I cared about with nothing written down, and watching it strain the relationship. Writing it down isn't distrust. It's what lets people trust each other."
Shaz founded Lend Right to fix something almost everyone has felt: the awkward, risky gap between wanting to help someone you love and protecting the relationship while you do it. The belief behind the company is simple — clear expectations are what keep people close, and a fair agreement both people understand is the kindest version of a loan, not the coldest.
He's building Lend Right into a genuine lawtech company — one that makes sound legal protection accessible to ordinary people, not just those who can afford a lawyer — alongside the advisor below.
Reach me directly: shaz@trylendright.com — I read every email.
Why it costs almost nothing
We kept it at $19 on purpose.
Before building Lend Right, I talked to a lot of people about lending money to family and friends. The same thing came up again and again: they knew they should put it in writing — but the moment they looked into it, a lawyer wanted hundreds of dollars to draw up a simple loan agreement. So they didn't bother. They shook hands, hoped for the best, and far too often watched it go wrong.
That never sat right with me. Protecting a relationship shouldn't be a luxury only people with a lawyer on call can afford. The whole point of Lend Right is to take something that used to cost hundreds and put it within reach of everyone — drafting is free, and a complete, signed, certified agreement is a one-time $19, not a lawyer's invoice. Less than dinner for two, to protect a relationship that's worth far more.
We're not here to get rich off people trying to do the right thing. We're here to make doing the right thing easy and affordable — for families, for friends, for the whole community. If keeping the price this low means more people protect the people they love, that's exactly the trade we want to make.
What we believe
A world where you can be generous and protected.
Most relationships don't break because people are dishonest — they break because expectations were never made clear. A loan that felt like a gift to one person and a debt to the other. A repayment date nobody actually agreed on. A "we'll sort it out later" that never came.
Trust, made clear
Putting it in writing isn't suspicion — it's respect. Clear terms let people trust each other.
Relationships first
Fewer families falling out over money. Fewer friendships ending in resentment.
Everyone protected
Both sides safe — so more people feel free to help the people they love.
How we work
Guides you can actually rely on
Articles are published under the Lend Right Editorial Team, and held to one standard — because on money-and-law topics, being wrong has real consequences:
- Primary sources first. The actual rules — the federal Interest Act, the Income Tax Act and CRA guidance, provincial small-claims rules, reported court decisions — not second-hand summaries.
- Real, cited cases. When we use a court case, it's a real, verifiable Canadian decision cited by name — never an invented example.
- Current figures, dated. Rates and limits that change are checked against current sources and dated so you can see how fresh they are.
- Plain language, clearly bounded. Simple explanations, and we're explicit about where general information ends and individual advice begins.
- Updated, not abandoned. Guides carry an "updated" date and are revised as the rules change.
Lend money without losing people.
Draft a clear, plain-language agreement you both sign from your phones in a few minutes. Free to draft.
Create my loan agreement →